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All In DC with Scott Bessent - Recap and Notes March 18 2025

All in DC - March 18 2025



  • Chamath and Friedberg giddy about White House tour
  • Scott Bessent interview
  • 79th Secretary of the Treasury
  • From South Carolina
  • Dad was a real estate developer
  • Went to Yale
  • Internship with Jim Rogers (George Soros’s first partner)
  • Worked for Soros Fund Management
    • Worked for Stan Druckenmiller
      • Best at changing his mind
      • “Invest, then investigate”
      • “It takes courage to be a pig”
  • 1992 and Bank of England
    • Analyst (Bessent), Portfolio Manager (Druck), Risk Manager (Soros)
    • Made a strong bet and worked out for them
    • Learn to play backgammon
    • Analogize to today
    • Saw Biden admin spending when there was no need and open border policy
    • Inflation went up and purchasing power went down (if you didn’t have assets)
      • Used car prices, car insurance, rent, groceries - everything became expensive
    • Bottom 50% have no assets but have debt - it ended the American dream (top 10% were happy because assets went up)
    • After WW2 90% of families - children made more money than their parents, now its 50-50
    • “Let them eat flatscreens” economy is not good policy
    • Happiness is measured by your change in net worth - no matter your level in the socio economic ladder - Jonathan Haidt research
  • Trump economic strategy
    • Need to get to long term average of 3-3.5% of debt to GDP
    • Federal government has a spending problem, not a revenue problem - Biden admin bumped spending as a percentage of GDP to 25% (should be 18-21)
      • Singapore spends 18% vs GDP
    • Hard balancing act given debt is going up so much
      • De-lever the government via spending - also shed excess labor from govt
      • De-regulate the financial system - then private sector re-leveraging - and employment - folks who lost govt job will be picked up by the private sector
    • 1 way to get prices down is to get real wages up
    • Re-order intl trading system and get jobs back to the US and reinvigorate the middle class
      • Use tariffs where needed to bring other countries into line
      • 3 other things they can do
        • Low and predictable taxes
        • Substantially thrash regulations - predictability in regulations
        • Cheap energy
    • Tax cuts and deregulation to grow GDP - and either keep expenses flat or cut them
      • The hope is to get economic growth
    • OPM - other people’s money - most politicians’ job is to get more money for their constituents
  • Deregulation
    • Examining bank regulations
      • Ex: why do small banks have to hold as much capital as the big banks?
    • Regulator’s incentive is not growth - its a “financial corset” - to turn the screws more and aim for safety
    • Supports Fed autonomy
      • But their regulations might hurt their autonomy
    • Banking regulators are Federal level - Fed, OCC, FDIC
    • Inherited tough situation from Janet Yellen’s actions of issuing money
    • Needs to partner well with Congress - else crazy inflation will be biggest tax hike in history
    • Business leaders in administration (Loeffler, Lutnick, Burgum, Elon etc) - will be happy
  • DOGE
    • Need to cut faster - else vested interests will win out
    • 25% of GDP pulsates through DC’s decisions so folks always want to skim some of it
    • Government employees are very high quality
    • Apparently Booz Allen Hamilton gets 98% of their revenue from the government? Is this actually true? If so why didn’t they manage their concentration risk - how entrenched do they think they are?
    • Apparently IRS has same number of people on staff on Christmas eve (basically rest of the year) as they do April 14/15 (tax deadline)
  • Social Security
    • Maybe have investment account for newborns
    • By putting funds in treasuries - the citizens are loaning their retirement to the government for spending
    • Maybe convert it to a sovereign wealth fund?
    • Trump wants to create assets for the American people
    • What about Fannie Mae and Freddie Mac and conservatorship
    • Doug Burgum did like a couple of sovereign wealth funds for North Dakota - ~$25B maybe
    • Australia has a similar model for super annuation and they have ~same amount of money as US social security inspite of having 7% of US population
    • Why didn’t US do it - it was supposed to a safety net and not a retirement plan (was for old age and disability)
    • Need to fix energy - if nuclear isn’t sustainable investment then government should step in
  • Surprises
    • National security aspect of the role
      • Example - when Trump announced Houthi strikes, government was already working on their bank accounts, etc
    • Trump interaction with his family was pleasant
    • President, VP and Zelenskyy interaction was surprising
    • Fix affordability
      • Can we change housing building codes to allow for flexibility
      • If federal government has step in for insurance backstop then can they mandate some kind of building (clear of brush, building materials, etc for example in CA)
    • Not sure why Biden administration was against hybrids (didn’t pass their purity test)
    • Trump
      • sharp memory
      • excellent executive skills
      • sees how folks react
      • Wants to be Mayor of America

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